Lower Health Insurance Premiums Because the health plans used with HSAs
have high deductibles, the savings is up to
50% versus a typical low-deductible plan.
Tax-Deductible Contributions
Contributions to HSAs are 100% tax-deductible
up to the amount of your deductible, or $2600
for individuals, and $5150 for families.
Pre-tax Medical Expenses
Withdrawals are tax-free for qualified expenses,
including your deductible, dental expenses,
medication, and even alternative medicine.
Tax-deferred Growth
Unused funds can be invested in stocks,
mutual funds, or savings accounts. They
grow tax-deferred, and can be withdrawn
penalty-free at the age of 65.